My Services

Monitoring and Review

Regular review schedules reflect my commitment to my clients.  Being proactive in discussions about current events and the potential impact on portfolio holdings helps each client gain a deeper understanding of his or her allocations. 

Depending on individual needs, I can schedule reviews on a quarterly, semi-annual, or annual basis.  Since meeting in person is not always an option, I am happy to work with you by phone when that is most convenient.

Wealth
Planning
Estate
Planning
Retirement
Planning
College and Higher Education
Planning
Professional
Money
Management
Insurance &
Liability Planning
Asset Allocation
Analysis
Estate Plan
Analysis
Retirement Income
Planning
529 Plans Fee-Based
Advisory Programs
Business Owner
Needs
Comprehensive
Financial Planning
Charitable Giving Traditional &
Roth IRAs
Education
Savings Accounts
Access to Professional
Money Managers
Disability Insurance
Understanding
Social Security
Beneficiary
Review
IRA Rollovers
& Distributions
UGMA/UTMA
Accounts
Quarterly
Performance Reports
Life Insurance
Tax Planning Gifting & Estate
Tax Planning
Retirement Funding
Analysis
College Funding
Analysis
  Long-Term
Care Insurance
           
Corporate
Executive
Services
Business
Succession
Planning
Cash Management Retirement Plans
for Business
Investment
Banking
Banking, Lending, & Trust Services
Cashless Stock
Options Exercise
Life Insurance
Needs
Check Writing Choosing an
Appropriate Plan
Public Offerings
& Capital Raising
Securities-Based
Lending
Control & Restricted
Stock Transactions
Buy-Sell
Agreements
Visa® Debit Card Reviewing an
Existing Plan
Financial Advisory Visa® Credit Cards
Rule 10b5-1 Plans Estate Planning
Considerations
Bill Payment
Services
Choosing a 
Plan Provider
Mergers &
Acquisitions
Trust Management
& Administration
  Key Person
Insurance
Stifel Access
(online account access)
Selecting a
Third-Party
Administrator
Municipal Finance  

Annuities | Variable, Immediate, Fixed Indexed, and Fixed

Asset Allocation

Cash Management | Check Writing | Debit Card
            Electronic Money Transfer (eMoney)
            Bill Payment Services  | Stifel Mobile
            Stifel Access (Online account access)

College Planning | 529 College Savings Plans
            Education Savings Accounts

Common Stocks

Consulting Services (Fee-Based Programs)

Corporate Executive Services
            Cashless Stock Option Exercise
            Control and Restricted Stock Transactions
            Rule 10b5-1 Plans

Estate Planning

Exchange Traded Funds and Notes

Financial Planning

Fixed Income Investments | Certificates of Deposit
            Collateralized Mortgage Obligations (CMOs)
            Corporate Bonds | Government and Agency Securities
            Municipal Bonds

Insurance | Business Owner Needs
            Disability Insurance (Individual and Group)
            Life Insurance (Individual and Business Policies)
            Long-Term Care Insurance

Investment Banking

IRAs | TraditionalRoth, and Rollovers

Managed Money

Mutual Funds

Options

Preferred Stocks

Public Finance

Research

Retirement Planning

Retirement Plans | 401(k) Plans | 403(b) Plans
            Profit Sharing Plans | Money Purchase Plans | SEP

IRAs
            SIMPLE IRAs | Defined Benefit Plans

Syndicate Offerings

Tax Planning

Unit Investment Trusts

Stifel Trust | Trust Management and Administration
            Stifel Trust Company, N.A.
            Stifel Trust Company Delaware, N.A

Stifel does not offer legal or tax advice.  You should consult with your legal and tax advisors regarding your particular situation.

Lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank and Stifel Bank & Trust (Stifel Banks).  Stifel Bank, Member FDIC, Equal Housing Lender, NMLS# 451163, is affiliated with Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103, and Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp.  Unless otherwise specified, references to Stifel may mean Stifel Financial Corp. and/or any of its subsidiaries.  Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Banks, are not guaranteed by Stifel Banks, and are subject to investment risk, including possible loss of the principal.
 
Understanding the potential risks of a Stifel Pledged Asset (SPA) Line of Credit
Speak with your Financial Advisor about your risk tolerance level, market fluctuations, and specifically the potential risks associated with a Stifel SPA Line of Credit.

The SPA Line of Credit is a demand loan using the assets in the account as collateral.  If the minimum required value of the collateral is not maintained, the account holder will be required to:  (1) post additional qualified collateral, (2) repay a portion or all of the debt, or (3) forfeit that shortfall in value of pledged assets to Stifel Bank & Trust.  If the call is not met, Stifel Bank & Trust can liquidate some or all of the assets in the SPA Loan Account.  If terms of the account are not maintained, Stifel Bank & Trust may call the loan due and payable.  Stifel Bank & Trust will attempt to communicate with you to determine the right course of action to alleviate a collateral shortfall. Stifel Bank & Trust has the right to sell securities as needed without your consent to meet a collateral call.

Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE.  Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested.  Stifel Trust Companies do not provide legal or tax advice.